Metropolitan Digital

Men's Weekly


.

No credit history? No problem − new research suggests shopping data works as a proxy for creditworthiness

  • Written by Joonhyuk Yang, Assistant Professor of Marketing, Mendoza College of Business, University of Notre Dame
No credit history? No problem − new research suggests shopping data works as a proxy for creditworthinessNo credit history? That need not be a problem for first-time borrowing.AP Photo/Mark Humphrey

If you didn’t know much about someone, would you lend them a whole lot of money? Probably not – and banks are the same way. That’s why people with no credit history often have trouble getting loans. Banks and credit bureaus look at...

Read more: No credit history? No problem − new research suggests shopping data works as a proxy for...

More Articles ...

  1. From intention to impact: 3 ways men in leadership can build equitable workplaces that work for everyone
  2. 65,000 Pennsylvania kids have a parent in prison or jail − here’s what research says about the value of in-person visits
  3. China’s WWII anniversary parade rekindles cross-strait battle over war narrative − and fears in Taiwan of future conflict
  4. ‘What you feel is valid’: Social media is a lifeline for many abused and neglected young people
  5. What is AI slop? A technologist explains this new and largely unwelcome form of online content
  6. How Europe’s deforestation law could change the global coffee trade
  7. Personal power v. socialized power: What Machiavelli and St. Francis can tell us about modern CEOs
  8. Adding more green space to a campus is a simple, cheap and healthy way to help millions of stressed and depressed college students
  9. Turkey and the PKK have made historic moves toward peace – now begins the hard diplomatic work
  10. AI has a hidden water cost − here’s how to calculate yours
Metropolitan republishes selected articles from The Conversation USA with permission

Visit The Conversation to see more