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Americans face an insurability crisis as climate change worsens disasters – a look at how insurance companies set rates and coverage

  • Written by Andrew J. Hoffman, Holcim (US) Professor of Sustainable Enterprise, Ross School of Business, School for Environment & Sustainability, University of Michigan
Americans face an insurability crisis as climate change worsens disasters – a look at how insurance companies set rates and coverageHurricane Beryl tore up homes in Freeport, Texas, in July 2024.Brandon Bell/Getty Images)

Home insurance rates are rising in the United States, not only in Florida, which saw tens of billions of dollars in losses from hurricanes Helene and Milton, but across the country.

According to S&P Global Market Intelligence, homeowners insurance increased...

Read more: Americans face an insurability crisis as climate change worsens disasters – a look at how...

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